Website information

This website provides generic information only. We make no warranty that the website will meet your requirements; the information provided is for guidance only and does not attempt to give you advice or a recommendation on any particular investment. If you have any doubt as to whether a particular investment is suitable for you, contact us for advice.

Whilst every care is taken to ensure that the information displayed is correct, no warranty is given as to its accuracy. Reliance on the site’s content is at the user’s own risk. This will not exclude or restrict any duty that 80Twenty Consultancy Limited has to its clients under its obligations regarding the Financial Services and Markets Act 2000 and the UK regulatory system. In particular, users should be aware that laws and regulations may be different outside the United Kingdom.

Information on this site is intended for use by United Kingdom residents for tax and investment purposes. The information is subject to change without prior notice. Errors and omissions excepted.

Email addresses

If you email us, or give us your email address, we will keep a record of it. We may use it to contact you occasionally about our products and services, unless you ask us not to do so.

Incoming email

We cannot guarantee that any email sent to us will be received or that the contents will remain private during transmission.

Outgoing email

Any email and/or attachments from us will be scanned for the presence of computer viruses, but 80Twenty Consultancy Limited will not accept responsibility for any virus or defect. The email and/or any attachments transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. They may contain legally privileged information and may not be disclosed to anyone else. If you have received an email in error, please notify the sender immediately and delete all copies from your system.

Telephone calls

As part of our commitment to provide the highest quality service we may occasionally record or monitor telephone conversations in order to improve our service standards and for staff training purposes.

Third party links

Some pages on this site may contain hypertext links to websites not maintained by us. In the event that there are third party links to other websites, for your convenience, you acknowledge and agree that we are not responsible for the availability or functionality of such external sites. We are not responsible or liable for any loss, errors or omissions contained within such external sites.


All rights, including copyright, in the contents of these web pages and any photographs or images displayed on this website are owned and controlled by 80Twenty Consultancy Limited.

Any reproduction of the whole or any part of these web pages is strictly forbidden without first having obtained 80Twenty Consultancy Limited’s prior written consent.

All 80Twenty trademarks, names and logos are the property of 80Twenty Consultancy Limited. The use of any 80Twenty logo or trademark or other intellectual property is strictly forbidden, unless prior written approval (by licence) has been obtained.

80Twenty Consultancy Limited will take immediate legal steps (including injunction proceedings) to stop any unauthorised intellectual property infringements and reserves the right to pursue claims for damages and interest where necessary.


These terms shall be governed by and construed in accordance with English law and the English courts shall have jurisdiction over any disputes between us.


If you are dissatisfied with a recommendation we have made you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us:

In writing: Dave Catterall
By phone: 01509 674 979
By e-mail:

Please be assured we treat complaints seriously. For your further protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Full details of the FOS can be found on its website at